Top 7 Crypto Exchanges in Ghana

Each year, the crypto holding population of Ghana has continued to steadily rise. With growing regulations, it is rated as one of the top 10 African countries in terms of Bitcoin holdings in 2025. It also has over 3 million active crypto holders.

With this stat in mind, and so many different cryptocurrency exchanges in existence today, choosing the right one to use in Ghana is essential. The idea is to choose one that meets your specific needs, is secure and reliable, and still offers great exchange rates to Cedis.

What to Look Out For in a Good Exchange in Ghana

There are a number of features that are signs that an exchange is legit and suitable for you as a user in Ghana. Here are a couple of them:

• Security: Safety of your funds and personal information is crucial. Look for exchanges with KYC, two-factor authentication, encryption, and password protection.
  
• Track Record: Pick an exchange with a verifiable track record. Research certifications, reviews, and presence among Ghanaian users.
  
• Payment Method: Ensure the platform supports Cedis deposits and withdrawals, plus convenient options like Mobile Money, PayPal, or gift cards.
  
• User Support: Customer service and dispute resolution channels should be quick and reliable.
  
• Fees: Choose platforms with transparent pricing and minimal extra charges besides blockchain network fees.
  

Top 7 Cryptocurrency Exchanges in Ghana in 2025

1. Breet
   Breet is an OTC cryptocurrency exchange tailored for Ghana, designed mainly for quick off-ramps from crypto to local currency like Cedis. It has a growing user base and is particularly known for its simple process: once you send crypto to your Breet wallet, you can receive Cedis in your bank account or Mobile Money within minutes.
   

It supports major cryptocurrencies like Bitcoin, USDT, and many others, and has a clean user interface suitable for beginners who prefer speed and convenience.

Pros:

• Direct Cedi withdrawals to bank and Mobile Money
  
• Fast cashouts (usually within minutes)
  
• Low trading fees
  

1. Binance
   The largest centralized exchange globally. Binance supports hundreds of cryptocurrencies, has relatively low fees, and very high liquidity. It also has a P2P marketplace supporting Cedi trades via Mobile Money and bank transfers, along with advanced trading options.
   

Cons:

• Customer support can be slow
  
• Interface may overwhelm beginners
  

1. Lopeer
   A local P2P exchange offering instant swaps. It supports major coins like Bitcoin, USDT, USDC, and SOL, with conversion rates often tied to local market prices.
   

Cons:

• Typical P2P risks (fraudulent traders, slow transfers)
  
• Lower liquidity than global platforms
  

1. Remitano
   A well-known P2P marketplace with local payment support. It allows Mobile Money and bank transfer options with escrow protection.
   

Cons:

• Relatively high fees
  
• Transactions can sometimes be slow
  

1. Yellow Card
   Built for African markets, Yellow Card supports crypto purchases and sales using Mobile Money and bank transfers, with a beginner-friendly interface.
   

Cons:

• Lacks advanced trading features
  
• Has faced some regulatory scrutiny in Ghana
  

1. Kraken
   A global exchange highly regarded for security, transparency, and compliance. It offers advanced trading features and a wide token selection.
   

Cons:

• No direct Mobile Money or Ghana-specific cashout options
  
• Complex interface for beginners
  

1. Gate.io
   Known for its wide range of listed tokens (over 3,500), including niche projects. It offers margin trading, staking, and advanced tools.
   

Cons:

• No Ghana-specific withdrawal methods
  
• Newer users may find the platform complex
  

Risks Related to Using Crypto Exchanges in Ghana

Even though the exchanges listed above are generally considered safe, some risks exist:

• Payment Failures: Mobile Money or bank transfers can experience delays. Some platforms automate this better than others.
  
• P2P Risks: On peer-to-peer platforms, fraud or disputes can occur despite escrow.
  
• Regulatory Pressure: Rules may shift suddenly. Always check the legal status of the exchange in Ghana.
  
• Liquidity Issues: Smaller exchanges may lack enough active traders, leading to bad rates or longer wait times.
  

Conclusion

Crypto exchanges in Ghana each serve different needs. Some focus on speed and simple conversions (like Breet), others provide flexibility and liquidity (like Binance, Lopeer, and Remitano), while platforms like Kraken and Gate.io appeal to investors seeking global access and a wider range of assets.