SBI Japan ETF Plans Include Bitcoin, XRP, and Gold

SBI Holdings, Japan’s biggest banking group, has announced plans to launch two new ETFs. These funds will be linked to Bitcoin, XRP, and Gold. This move could be a big step forward for crypto adoption in Asia.

The news came from SBI’s latest financial results presentation on July 31, 2025. Popular crypto influencer JackTheRippler shared a post on X (formerly Twitter) that quickly went viral. Now, the crypto world is watching closely.

What Are These Two ETFs?

SBI has proposed two different crypto-related ETFs. Both are waiting for approval from Japan’s Financial Services Agency (FSA).

Here’s a breakdown:

ETF Proposal 1: “Crypto-Assets (Digital Gold)”

This fund will put over 51% of its value into gold ETFs. It will also include Bitcoin ETFs. The idea is to create a safer, more balanced fund by combining gold with crypto. Gold brings stability, while Bitcoin adds growth potential.

ETF Proposal 2: “Exchange-Listed Crypto-Asset ETFs”

This second ETF is focused only on crypto assets. It will include Bitcoin and XRP, with the goal of giving investors direct exposure to digital currencies through a traditional financial product.

Why This Matters

SBI has always been friendly towards crypto—especially XRP. SBI has supported XRP for a long time. The company even owns part of Ripple Labs, the team behind XRP. Its CEO, Yoshitaka Kitao, has always believed in the project. So it makes sense that XRP is included in their ETF plans.

Adding Bitcoin helps Japan keep up with countries like the U.S., where Bitcoin ETFs are becoming more common. Adding gold makes the fund feel more secure, especially for people used to traditional investing. It’s a smart mix that can work for both experienced investors and beginners getting into crypto. 

What About Regulations?

Right now, these ETFs are only proposals. Japan’s FSA is reviewing them. The agency recently released a report on crypto-linked investment products. It supports the idea of treating crypto assets more like regular financial tools.

This shows that the country is moving towards more crypto-friendly rules. If the ETFs are approved, Japan could become a leader in regulated crypto investing in Asia.

What Happens Next?

SBI’s move is bold, but it’s also very calculated. The banking giant isn’t just chasing trends. It’s building a bridge between traditional finance and modern digital assets.

If regulators give the green light, these ETFs could launch sometime in 2026. That would open the door for many more financial institutions to follow.

Final Thoughts

SBI’s upcoming ETFs could change how people invest in crypto. By mixing Bitcoin, XRP, and gold, the company is offering something new and balanced. Whether you’re a cautious investor or a crypto enthusiast, this could be a game changer.